Shoppi Pay
The payment system built into the Shoppi app: pay for your orders anywhere in the world with purchase protection, and for merchants it’s also a POS to accept payments in-store and online.
- ✔️ Seamless checkout inside Shoppi—no currency headaches
- ✔️ Shoppi Pay Buyer Protection: we help and refund if an order isn’t fulfilled*
- ✔️ POS for merchants (online & in-store), reporting and reconciled payouts
- ✔️ Shoppi Pay app: wallet, history, cashback and—where allowed—crypto purchase/management**
* Subject to terms; ** Crypto features depend on local availability, KYC/AML and limits.
What is Shoppi Pay
It’s the payments engine inside the Shoppi ecosystem. At checkout in the Shoppi app you select Shoppi Pay and we process the payment securely. That’s why we can offer real buyer safeguards if something goes wrong—e.g., a merchant doesn’t fulfill.
For merchants, Shoppi Pay is also a POS that accepts payments in-store and online with reconciliation, reporting and multi-language support.
Integrated checkout
Pay in a few taps wherever you see Shoppi Pay inside Shoppi.
Buyer protection
We step in if an order isn’t handled or delivered per terms.
POS for merchants
In-store & online payments—reconciliation and reports in one dashboard.
App with crypto*
Wallet, history, cashback and—where allowed—crypto with KYC/AML.
* Features and partners may vary by country/jurisdiction.
How it works (Shoppers)
- Discover a product or service on Shoppi.
- Go to checkout and pick Shoppi Pay.
- Complete payment and get confirmation/tracking in the app.
- If the merchant fails to fulfill on time, open a request: we review and intervene.
Refund timing also depends on payment networks/issuing banks.
How it works (Merchants)
- Sign up as a merchant on Shoppi and enable Shoppi Pay POS.
- Accept online (Shoppi checkout) and in-store (QR/compatible terminals).
- Track payments, refunds and disputes from your dashboard.
- Meet fulfilment SLAs and your shipping/returns policy.
KYC/KYB and tax details may be required for payouts.
Shoppi Pay Buyer Protection
If an order paid with Shoppi Pay isn’t fulfilled or is materially different from the description, you can request assistance. We verify with the merchant and may issue a refund or other remedy.
- Coverage for non-fulfilment or non-delivery.
- Coverage for significantly not as described.
- Typical exclusions: non-refundable by law, personalized items, consumed digital goods, policy violations.
- Open a ticket within X days from the expected delivery date (see full terms).
Quick examples
- Order never shipped or stuck tracking → verified refund if confirmed.
- Materially different goods → return and partial/full refund.
- Service date expired due to merchant fault → refund.
Shoppi Pay POS for merchants
Accept in-store payments via QR, payment links or compatible terminals. Receive payouts, manage refunds and disputes, and keep everything aligned with your Shoppi catalog.
- In-store: dynamic QR, pay-by-phone link or terminal*
- Online: integrated Shoppi checkout
- Auto-reconciliation, CSV export
- Tax reports, VAT and rates configuration
* Hardware compatibility and availability vary by country/partner.
Payout timing (indicative)
- T+1 / T+2 business days in supported countries
- Holidays and KYC/KYB checks may extend timing
- Chargebacks: handled per card-network rules and Shoppi Pay conditions
Shoppi Pay App: wallet, cashback & crypto*
Manage payment methods, receipts, history and cashback. Where enabled, access crypto features with identity verification (KYC), limits and risk disclosures.
- Payments wallet & order history
- Cashback and local perks
- Crypto (where allowed): buy, deposit/withdraw via authorized partners
- Real-time notifications and support
* Availability subject to local laws, partners and compliance policies. Crypto is volatile and not suitable for all users.
Compliance & Security
- KYC/AML for regulated features
- Suspicious-activity monitoring
- Secure data handling per privacy regulations
- Financial/crypto partners regulated where required
Pricing & Fees (powered by Stripe)
Fees are set by Stripe and may vary by country, card type and volume. The examples below show standard US pricing. For other countries, see the official Stripe pricing pages.
| Channel | Fee (US example) | Source |
|---|---|---|
| Online (card-not-present) | 2.9% + 30¢ per successful charge | Stripe Pricing |
| In-store (Stripe Terminal) | 2.7% + 5¢ per successful charge | Stripe Terminal |
| International card surcharge | +1.5% (added to the base card fee) | Stripe Pricing |
| Currency conversion (FX) | +1% when conversion is required (US accounts) | Stripe Connect |
| Refunds | Original processing fees are not returned; a fixed refund fee may apply | Stripe Docs |
Tip: For country-specific rates (EU/UK/AU etc.), open the link above and switch the country in the top-right selector.
Stripe Connect (for marketplaces)
- Application fees: You can add your own platform fee on top of Stripe processing.
- Payouts: A fixed fee may apply per payout to connected accounts (e.g., US$0.25 in some regions).
- Alternative currency payouts: +1% of the payout amount (where used).
- International/FX: International card surcharge and FX fees are set by Stripe per account country.
Key Terms (summary)
This summary is informational. The contractual documents published under /terms prevail.
Get started with Shoppi Pay
Download the Shoppi app to shop safely anywhere. Are you a merchant? Activate Shoppi Pay POS.